[cs_content][cs_section bg_image=”https://eastinsurancegroup.com/wp-content/uploads/2015/12/apartment-building-insurance-min.jpg” parallax=”false” style=”margin: 0px;padding: 45px 0px 0px;”][cs_row inner_container=”true” marginless_columns=”true” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_gap size=”50px”][x_custom_headline level=”h2″ accent=”false” class=”cs-ta-center”]What You Need To Know About Apartment Building Insurance[/x_custom_headline][cs_text class=”cs-ta-center”]Work with an East Insurance Group professional to get residential and commercial property
coverage that will keep your apartment safe in any any disaster.

[x_button shape=”square” size=”large” float=”none” href=”https://eastinsurancegroup.com/property-quote/” info=”none” info_place=”top” info_trigger=”hover”]Insure Your Property[/x_button]

Have a question? Call 1 (844)494-2959  9am – 5pm EST[/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_custom_headline level=”h2″ accent=”false” class=”cs-ta-center”]DOES YOUR APARTMENT HAVE THE RIGHT COVERAGE?[/x_custom_headline][x_line style=”border-top-width: 1px;”][cs_text]You an apartment owner and you own an apartment. Or maybe you own several, maybe even an entire apartment complex. And you enjoy being a a land owner. It’s a great feeling knowing that the money will come right to you without you having to do too much work.  You wouldn’t want all that time and effort to go to waste, that’s why you need to make sure that you have the best landlord insurance policy around.

From a fire in one of your apartment buildings to a visitor slipping and injuring herself, you need to know you have the coverage you want when the unexpected happens. such as:

  • Like the apartment fire in a Maryland apartment that injured 2 and led to 1 death.
  • Or the 40 people left homeless by an apartment fire in eastern Pennsylvania.
  • Or the cooking oil apartment fire in Sussex Borough, New jersey that damaged  several apartments.

Anything can happen, all it takes is one unwatched stove or a faulty electric outlet and your multifamily apartment building can cost you upwards of hundred thousand to fix up, not to mention the cost it will take to house the people displaced by the fire. At East insurance Group we have property insurance experts who work tirelessly to get you the best coverage possible, so if the worst happens, yo know your still covered.[/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 0px;”][cs_row inner_container=”true” marginless_columns=”true” style=”margin: 0px auto;padding: 0px;border-style: solid;border-width: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px 60px;”][x_creative_cta padding=”0px 0px 0px 0px” text=”Better Coverage • Less Money
Call Now (844) 494•2959” font_size=”45px” icon=”phone” icon_size=”60px” animation=”slide-top” link=”href=”tel:8444942959″” color=”” bg_color=”#1e73be” bg_color_hover=””][x_custom_headline level=”h2″ accent=”false” class=”cs-ta-center”]What Apartment Building Exposures?[/x_custom_headline][cs_text]Building owners take pride in the maintenance and appearance of your apartment building, keeping it clean and safe for your tenants. Having quality insurance is important and you need to make sure your exposures are covered. Typical exposures are:

  • Business Property –  Much like those of a private home but multiplied by the amount of families who live their. You need coverage that will help you should your building be damaged or if your office contents, such as tenant leases and paperwork, get destroyed or stolen. Business Property insurance helps you protect the building you and your tenants rely on every day.apartment building insurance rates
  • Business Liability – With so many people to serve it’s almost impossible to make sure that every hazard is covered for. You need to make sure the ground isn’t icy, the floors aren’t wet and their aren’t anything in the hallways that someone can trip over. Liabiity coverage can help you should anyone get hurt on your premises.
  • Business Crime –  This can be range from large crimes such as robberies to petty theft such as employee dishonesty. While you need to do what you can to avoid any of these issues from ever happening, business crime insurance includes coverage for things like vandalism and employee dishonesty..
  • Building Ordinance – Building Ordinance Coverage covers the increased cost to comply with a building ordinance such as smoke and fire detection, fire extinguishers, and carbon monoxide detectors in the apartment units. As well as making sure that the parking lots, sidewalks, and any parking structures are well lit, and good condition.

 

[/cs_text][x_line style=”border-top-width: 1px;”][x_custom_headline level=”h3″ accent=”false” class=”cs-ta-center”]What Coverage Are Typically Included in an Apartment Building Policy?[/x_custom_headline][cs_text title=”Copy of undefined” class=”cs-ta-center”]

  • General Liability Insurance – This coverage provides protection should someone slip and fall and they file a liability suit on you. General liability covers losses to your rental families if their property is damaged when your employees enter the premises to make repairs or perform inspections.
  • Property Insurance –  This coverage protects you should your apartment suffer serious damage and need repairs. If a major storm or fire destroys your apartment, you want to be confident that your apartment can recover with as little disruption as possible. This can include  losses to the entire building, other owned structures, any equipment on site used to maintain property and rental office space. insurance for apartment buildings
  • Commercial Umbrella Insurance – This adds extra protection should a claim reach it’s maximum. This is especially useful in higher risk areas that are prone to risks .
  • Workers Compensation Insurance – This coverage will protect you should  any full-time employees managing you apartment suffer any work related injuries. In addition this will also cover uninsured or underinsured independent contractors or maintenance crews on site that may not be covered by your general liability coverage on your apartment building insurance policy.
  • Boiler/Machinery Coverage – This can protect against the effects of catastrophic property loss, such as steam boiler explosion or an expensive breakdown of machinery and equipment.
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  • Building Coverage – This coverage protects the building and structures as well as garages, storage buildings, swimming pools, fences, retaining walls, as well as additions under construction and other apartment structures. We recommend insuring to Value since often, building insurance value is much lower than its true replacement value.
  • Loss of Income – This will cover you in cases where the apartment has be damaged and currently not making you any money, this will help pay out your lost income, the actual amount varies by state.
  • Ordinance and Law – Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damage buildings caused by an insured loss.
  • Backup of Sewer & Drains – This specialized coverage protects any building damage caused by sewer backups.
[/cs_text][x_line style=”border-top-width: 1px;”][x_creative_cta padding=”0px 0px 0px 0px” text=”Better Coverage • Less Money
Call Now (844) 494•2959” font_size=”45px” icon=”phone” icon_size=”60px” animation=”slide-top” link=”href=”tel:8444942959″” color=”” bg_color=”#1e73be” bg_color_hover=””][x_line style=”border-top-width: 1px;”][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_custom_headline level=”h4″ accent=”true” class=”cs-ta-center”]Get An Insurance Company That Gets Your Apartment The Best Coverage[/x_custom_headline][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px;”][cs_text title=”Copy of undefined”]wait time

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Protect your property

Get the best insurance coverage tailored for your property

[/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/3″ style=”padding: 0px;”][cs_text title=”Copy of Copy of undefined”]no problems

No problems

 You can rest easy knowing we will fight for you

[/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px 0px;”][cs_row inner_container=”false” marginless_columns=”true” bg_color=”#4d5057″ style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 30px 0px 0px;”][cs_text class=”cs-ta-center”]Ready to Get an apartment building insurance quote? Call 1 (844)494-2959 [x_button shape=”square” size=”small” float=”none” href=”https://eastinsurancegroup.com/property-quote/” info=”none” info_place=”top” info_trigger=”hover”]Get In Touch[/x_button] [/cs_text][/cs_column][/cs_row][/cs_section][/cs_content]