Insurance For Your Box Trucks

Coverage from Agents Who Know Trucks

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Here’s what we do for your Box Trucks:

Same Day Certificates

We get your insurance certificate as soon as possible so you can right to your job.

Low Rates & Premiums

We  work out your exact needs , so you can be sure you’re getting the best value.

24/7 Access To Your Agent

We give you our cell number so you can get in touch with us right away, anytime.

What Our Customers Are Saying…

They helped me within minutes

“My moving truck got into an accident near the turnpike. Within minutes I had Dave on the phone and walking me through all the steps I needed to take to make sure that I could get my business back up and running as soon as possible”

Kevin R.

Get a Better Insurance Rate in Just 3 Steps

1. You Get in Touch

We’re standing by and ready to help, just give us a call, fill out our quick quote form Everything goes directly to us.

2. We Listen

Insurance is all about making sure everything is covered properly. We listen So you can get the best coverage possible.

3. We Take Care of the Rest

After we talk we take care of everything for you right away, then we get your policies ready to go in record time.

Get a Box Truck Insurance Quote

Fill out this form and one of our agents will be in touch as soon as possible 

What Is Box Truck Insurance?

Box Truck insurance is a package of commercial auto policies that are specialized to cover the risks of owning and operating a box truck. The coverage is tailored to cover business like moving trucks and haulers and protect the truck, the driver, and the cargo.

Being an Owner Operator has its risks

  • An accident involving a tractor-trailer and a box truck along Interstate 95 in Jessup, Md
  • The straight truck that got into an accident in Delaware that led to a fatality
  • The delivery truck that flipped over on the MD-140 that caused one person to be airlifted to Shock Trauma

Businesses that require Box Truck Insurance

There are many types of business that haul goods that require box truck or straight truck insurance. The most common types of businesses we insure that require box truck insurance include:

  • Junk Removal
  • Furniture Delivery
  • Pallet Delivery
  • Small Apartment Movers
  • Small Office Movers
  • Moving Services
  • Small Truck Store
  • Retail Delivery

When your truck is your entire business, you need to do everything you can to mitigate the risks in case there is a serious issue

Box Truck Coverage Includes:

  • Physical Damage Coverage – This coverage insures the vehicle for any damages to it. Lenders make it compulsory for financed commercial truck purchases. Not only this, it must last the life of the loan. Your driving record will determine how much you pay for it; a clean driving record should cost you around 3% – 5% of the value of your vehicle, annually.
  • Cargo Insurance – This is a must-have for every box truck owner. Whatever your hauling, should it break, you’ll be responsible and you need a policy that will cover any damage that happens to it. As a rule of thumb, the coverage amount should be in proportion to the value of the load. This coverage insures goods that were damaged by a collision, got burned by fire or damaged in water or lost in theft.
  • Non Trucking Liability – You’re not working 24/7 and you need coverage for the times your just driving around for non-commercial purposes. Non-trucking liability covers that for you.
  • Equipment Coverage – Coverage that helps cover additional equipment, such as chains, tarps and any electronic equipment added to your truck

How Much Does Box Truck Insurance Cost

There are several factors that affect your trucking insurance policy cost this includes:

  • How many trucks you need to insure
  • The age, model and condition of the trucks you need on your policy
  • The driving-record and experience of anyone who will be operating the vehicle
  • Your annual coverage and routes you will cover
  • What types of loads you will be hauling
  • The amount of coverage options you select
  • How much you pay as your deductible

Overall you can expect to pay 3 percent to 5 percent of your truck’s value for box truck insurance premiums.
Your typical premium is anywhere from 3 percent to 5 percent of the trucka value, or $3,000 to $5,000 for a truck worth $100,000. For drivers with a bad driving record, the costs can be bumped to $8,000 a year or more.

Get a Box Truck Insurance Quote

Fill out this form and one of our agents will be in touch as soon as possible 

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