Insurance For Your Semi Truck

Coverage from Agents Who Know Trucks

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Here’s what we do for your Semi Trucks:

Same Day Certificates

We get your insurance certificate as soon as possible so you can right to your job.

Low Rates & Premiums

We  work out your exact needs , so you can be sure you’re getting the best value.

24/7 Access To Your Agent

We give you our cell number so you can get in touch with us right away, anytime.

What Our Customers Are Saying…

East Insurance Group saved me thousands on my premium

“Dave walked me through the coverages I would need. He was very helpful and straightforward about the prices. My ADVICE is to go with the companies specialized in commercial truck insurance since they know the motor carrier filing requirements of the different state regulatory agencies.”

Archie S.

Get a Better Insurance Rate in Just 3 Steps

1. You Get in Touch

We’re standing by and ready to help, just give us a call, fill out our quick quote form Everything goes directly to us.

2. We Listen

Insurance is all about making sure everything is covered properly. We listen So you can get the best coverage possible.

3. We Take Care of the Rest

After we talk we take care of everything for you right away, then we get your policies ready to go in record time.

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Fill out this form and one of our agents will be in touch as soon as possible 

How Much Insurance Does My Semi Truck Need?

Keep in mind that all of the commercial truck must have a liability insurance policy which covers mainly damages caused to other individuals by your driver or you and also injuries that may occur during the incident. Liabilities are a must pay in every single state, trucks which always cross the state line should ensure that they have met a federal mandate payment.

The liability insurance minimum payment solely depends on the trucks weight class and the materials being ferried. For instance, a class A truck, yes a semi truck with a weight of about 10,000 pound and ferrying hazardous goods should ensure that it makes a minimum liability insurance cover of $ 1 million as opposed to a truck below the 10,000 pound mark but it carries normal commodities should also pay a minimum insurance payment of $300,000.

Trucks ferrying explosive commodities should make a payment of $5 million in the liability coverage policy, regardless of their weight.
Apart from the primary liability coverage that is required by the law, here is a list of trucker’s insurance coverage that you can choose from:

PHYSICAL DAMAGE – This type of coverage is meant for the lender when you finance the procurement of your rig. It provides coverage for your goods when you are involved in a collision and it last until your loan is due. Whatever the cause, the comprehensive insurance policy also covers all the damages and also loss caused by any type of natural disaster, theft, fire or even vandalism.

MEDICAL PAYMENT INSURANCE – This policy covers any kind of medical cost to you, driver or even a passenger which was incurred in an accident caused by your rig. Insurance companies always require you to give them a list of all of your drivers which will help them to release funds for their treatment because without proof they will never release any fund.

EQUIPMENT COVERAGE – This coverage can be paid to supplement your physical damage coverage policy. It provides cover for any loss or even a damage to the driver, properties kept in the truck and also equipment like traps, chains and any electronics not to mention the navigational devices. Bear in mind that some insurance policy compensates any kind of loss caused by a fuel spill.

MOTOR TRUCK CARGO COVERAGE – This insurance policy covers the goods on transit, if anything happens while transporting it, it will definitely cover all the shipment. That the main reason why the federal government insist that you should make a minimum payment of $5,000 for the cargo insurance, remember that the shipper will require you to carry numerous insurance cover.

BOBTAIL LIABILITY
This policy covers your tractor if it happens that there is no trailer in tow. The best part is that the cover is effective even if you are driving the vehicle for personal or commercial purpose. It differs from other non trucking insurance policy.

NON TRUCKING LIABILITY – This type of policy is mainly design for independent operators. When you lease your truck to another organization, they will give general liability coverage, but remember that this offer is only valid if and only if your truck is being driven for a business purpose. A non trucking policy cover you when you are not working but driving to or out of the job site or even if you are using the vehicle for some personal reasons.

OCCUPATIONAL ACCIDENT INSURANCE – This is a supplement to the workers compensation. It covers the driver and his family if he or she is injured while at work, it give them benefits for an accidental death and a dismemberment, all medical expense and an accident related injury, for both short and long term disability.

NON-OWNED TRAILER POLICY – This insurance policy provides compensation to a third party to whom you have caused damage to with your rig. This policy only covers the structure of the trailer but not the content in it. Apart from that it also covers the damages that may be incurred when the trailer is also hitched to the truck.

How much does Semi Truck Insurance Cost

There are several factors that effect your trucking insurance policy cost making it cheaper for you, and getting you a better rate, this includes:

  • The number of trucks you need to insure
  • Your trucks size, age, model and condition
  • The experience and driving-record of anyone who will be operating the vehicle
  • Your annual coverage and routes you will cover
  • The types of loads you will haul
  • The types of coverage options you select
  • The amount of your deductible

    What is Semi Truck Insurance?

    Are you aware that an accident that involves big rigs can be so destructive and also lead to property damage not to
    mention personal injury lawsuits which will follow? This is when the big rig will come in handy, the trucking insurance will provide you with a guaranteed financial assistance in times of unfortunate events like when your rig is involved in an accident.

    Remember that owners of trailers have numerous insurance coverage that requires specialized insurance cover. Are you aware that there are a lot of basic policies which are required by the law to cover your commercial vehicle liability , which is a must! You also have an option to add an additional insurance cover which you feel suits your line of business.

    Get a Semi Truck Insurance Quote

    Fill out this form and one of our agents will be in touch as soon as possible 

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