As a manufacturer, you understand the importance of quality and reliability to deliver a product that will build customer loyalty and grow your business. Likewise, with our Insurance program, we believe in delivering excellent service and a quality insurance program, so you can stay focused on your business operations, knowing you have a strong insurance partner at your side.

We insure small and regional manufacturers, including:

  • Food Product Manufacturers
  • Metal Goods Manufacturers
  • Paper Manufacturers
  • Plastics Manufacturers
  • Textile Manufacturers
  • Wineries
  • Wood Manufacturers

Choose any of the coverages shown below to tailor your insurance program for your business:

General Manufacturing:

  • Property insurance, including coverage for:
    • Product stock at market value
    • Spoilage
    • Equipment Breakdown
    • Accidental Pollution
    • Business Income and Extra Expense as a result of a covered loss to a supplier
  • General Liability, including:
    • Limited coverage for product withdrawal from the market
  • Workers’ Compensation
  • Business Auto
  • Inland Marine
  • Umbrella Insurance

Wineries & Vineyards:

  • Property insurance, including coverage for:
    • Maintenance and Farm Equipment
    • Product stock at market value
    • Wine contamination
    • Wine leakage
    • Equipment Breakdown
    • Accidental pollution & clean up
    • Business Income and Extra Expense as a result of a covered loss to a supplier
  • General Liability, including coverage for:
    • Travel abroad
    • Bodily Injury or Property Damage as a result of Pesticide, Herbicide or Fertilizer Application or Storage
    • Worldwide product liability
    • Limited coverage for product withdrawal from market
  • Workers’ Compensation
  • Business Auto, including
    • Coverage for valet or fee-based parking
  • Umbrella Insurance

What Insurance Do You Need to Start a Business?

Suppose you want to start a small manufacturing business in your area. For instance, the business may deal with food products, metal goods, paper, plastic, textile, or wood-based products. In this case, you need to protect the business from fire, theft, crime, etc. On the other hand, if you have a large business, you will need to look for specific needs.

For instance, if you are dealing with a general manufacturing business, the protection should cover aspects like spoilage, equipment breakdown, accidental pollution, and changes in the product value. Similarly, if your business is making wines, you will need protection against leakage and contamination of the wine. Farm-equipment maintenance would also come in the same category.