As a proud business owner of a van, you know how much you have invested in your asset so far. Whether you are using your van for work or for personal reasons, it is important to take care of it, especially when it comes to unpredictable situations that none of us can control. For example, …
The engineering industry is all about developing and designing constructions and buildings. Because of the nature of this industry, there are more chances of accidents and uncertainties that are related to construction, including plant and machinery usage. Engineering insurance is a special type of insurance policy that covers a wide range of risks related to engineering. …
In 2017, a popular French Instagram model and fitness blogger died after a whipped cream dispenser exploded and hit her in the chest. When pierced by a pin, whipped cream dispensers release gas and pressurize the cream container. In this tragic case, the nitrous oxide in the canister exploded and flew off, resulting in the …
Everything You Need To Know About Product Liability Insurance Read More »
You are a business owner in New York City during the events that transpired in the Marvel Cinematic Universe’s first Avengers movie. In the turmoil that the city grappled with, your business lost its infrastructure thanks to the overwhelming Chitauri attack. What do you do next? Who do you call? The Avengers sure are not …
It’s crucial that before you hit the road with a large load, it meets the standard load regulations required by law. There is a need for a load permit necessary for most cranes, tractors, industrial equipment, cargo equipment, and prefab homes equipment and requirements. Other oversize loads need more additional escorts and load permits. But …
A weighing station on a highway is perhaps not something that is unfamiliar to us because most of us have probably passed by a major state where weighing stations are commonly seen. But what really are the weigh stations along the highways for? Do they have a purpose? When you pass by major a state, …
The Motor Carrier Act of 1980 places a number of requirements on interstate trucking companies and carriers, to prove that they are fiscally responsible. The law requires the motor company to pay any damages up to a statutory minimum if they cause any kind of damage to a public property, in case they don’t have …
According to an analysis of The Hartford’s small business claims 4 out of 10 small businesses will likely experience a property or general liability claim in the next 10 years. The most likely one being burglary and theft, with the most costly claim for a small business is reputational harm, including libel, slander and violation …
10 Most Common and Costliest Small Business Claims Read More »
You might not think much of slip and falls other than a small scrape or a bruised knee, but they can be quite severe and lead to serious injuries. Many businesses don’t take proper care to prevent injuries and it costs them tens of thousands of dollars each year. The worst part is that it’s …
The Workplace Guide to Preventing Slips, Trips and Falls Read More »
Mike runs a plumbing business in Baltimore MD, he suspected that he was overpaying for his commercial policies, but it wasn’t until a year later when he switched insurers that his suspicions were confirmed. He was misclassified and was overpaying by $5000. It was only after we reviewed his policy that we found the error, …
Why an Annual Insurance Review is Crucial to Your Growing Business Read More »
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