According to a 2021 report from the Insurance Research Council, about one in eight drivers don’t carry car insurance. If you are injured in a car crash caused by a driver who doesn’t carry liability car insurance, you can easily be stuck with huge expenses like medical bills and health insurance deductibles. And if your …
Uninsured Motorist Coverage Explained in Simple Terms Read More »
There are a lot of insurance companies, but almost any of them can provide two different types of coverage: claims made and occurrence policies. While both of them have their own set of benefits and drawbacks, in this article, we will focus on both claims made and occurrence policies so you can make a better …
Claims Made vs Occurrence Policies: What’s the Difference? Read More »
As a proud business owner of a van, you know how much you have invested in your asset so far. Whether you are using your van for work or for personal reasons, it is important to take care of it, especially when it comes to unpredictable situations that none of us can control. For example, …
The engineering industry is all about developing and designing constructions and buildings. Because of the nature of this industry, there are more chances of accidents and uncertainties that are related to construction, including plant and machinery usage. Engineering insurance is a special type of business insurance policy that covers a wide range of risks related …
Let’s say you need to drop off some paperwork to your lawyer, so you ask one of your employees to do it for you. Your employee drives their car to the office, and on their way back, they get into an accident. If they don’t have their personal car insurance, your business could be held …
Non-profit directors and officers insurance or D&O insurance is essential for big corporations as well as nonprofits. This insurance covers the cost of legal issues faced by the director and officers of a company. Every policy covers different claims. Apart from criminal and fraudulent charges, most claims are covered by D&O insurance. Every corporation has …
If you are a medium or small business owner, pay-as-you-go workers’ comp insurance might be something to consider. Most states in the USA require businesses to have workers’ comp insurance. But more importantly, workers’ compensation insurance safeguards your business from unforeseen circumstances. Here is what you need to know about this type of insurance that …
You might have heard about fidelity bond insurance if you have explored the different insurance packages to protect your business. For one, fidelity bond insurance is not one of the first insurance packages you would get. It still has not become one of the essential insurance types in the market due to many reasons. Many …
For those truck business owners who drive their 18-wheeler vehicles without hauling any equipment, i.e., without a trailer or with an empty trailer, bobtail insurance or deadheading insurance is necessary. If you have a business with these vehicles, you need to know how much bobtail insurance costs. Read on to answer all of your questions. …
Although it is a tedious task to figure out the best rates for your insurance policy, it is worth the effort so you can reap the benefits of insuring your business. A lot can be done to save up on the rates for commercial trucking insurance. How to Get a Relatively Cheap Truck Insurance Cost …
10 Ways to Reduce Commercial Truck Insurance Cost Read More »
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