Insurance

Insurance

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Uninsured Motorist Coverage Explained in Simple Terms

According to a 2021 report from the Insurance Research Council, about one in eight drivers don’t carry car insurance. If you are injured in a car crash caused by a driver who doesn’t carry liability car insurance, you can easily be stuck with huge expenses like medical bills and health insurance deductibles. And if your …

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Claims Made vs Occurrence Policies: What’s the Difference?

There are a lot of insurance companies, but almost any of them can provide two different types of coverage: claims made and occurrence policies. While both of them have their own set of benefits and drawbacks, in this article, we will focus on both claims made and occurrence policies so you can make a better …

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The Ultimate Guide To Engineering Insurance

The Ultimate Guide To Engineering Insurance

The engineering industry is all about developing and designing constructions and buildings. Because of the nature of this industry, there are more chances of accidents and uncertainties that are related to construction, including plant and machinery usage. Engineering insurance is a special type of business insurance policy that covers a wide range of risks related …

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All about D&O insurance for non-profits

Non-Profit Directors and Officers Insurance

Non-profit directors and officers insurance or D&O insurance is essential for big corporations as well as nonprofits. This insurance covers the cost of legal issues faced by the director and officers of a company. Every policy covers different claims. Apart from criminal and fraudulent charges, most claims are covered by D&O insurance. Every corporation has …

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All about pay as you go workers compesation

Pay-as-You-Go Workers’ Comp Insurance 101

If you are a medium or small business owner, pay-as-you-go workers’ comp insurance might be something to consider. Most states in the USA require businesses to have workers’ comp insurance. But more importantly, workers’ compensation insurance safeguards your business from unforeseen circumstances. Here is what you need to know about this type of insurance that …

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